network&girocard

As a reliable network operator, we have represented the perspective of retailers since our foundation. With a focus on girocard and direct debits, we also ensure cost-optimised transactions – even beyond Germany.

network&girocard

optimallyconnected

When a retailer establishes its own network operation, it not only creates a focused perspective, but above all one that puts the needs of retailers first.

Network Operator with a future

OC Payment began as a registered network operator for REWE. Since 2012, we have been responsible for card transactions for a growing number of companies, many of which are members of the REWE Group. We operate a certified infrastructure and continue to develop it so that it remains reliable and flexible in the face of changes in the market and society.

What defines us

We think about network operation from the retailer’s perspective, not from the bank’s. We focus on low-cost payment methods and smooth payments in shops.

The much-praised user-friendliness of our Merchant Center is another consequence of our approach; after all, we are our own best customers here.

focusgiro

Girocard and SEPA direct debit are the cheapest payment methods in German retail. Combining them with further advantages for customers is one of our most important missions.

The Girocard enjoys great popularity in Germany, among customers and retailers alike. Instead of following trend scouts and abandoning the Girocard as a ‘purely German’ payment method, we understand the advantage it offers retailers. In our quest for greater independence from international players, we are vindicated by rising scheme fees and global developments.

We promote the acceptance of Girocards in Germany and also introduce them abroad to the REWE Group companies we serve.
By integrating giro account-based payments into the loyalty app, we encourage their use among customers through a virtually invisible payment process and its link to bonus benefits (YourPay).

focusgiro

Girocard and SEPA direct debit are the cheapest payment methods in German retail. Combining them with further advantages for customers is one of our most important missions.

We promote the acceptance of Girocards in Germany and also introduce them abroad to the REWE Group companies we serve.
By integrating giro account-based payments into the loyalty app, we encourage their use among customers through a virtually invisible payment process and its link to bonus benefits (YourPay).

strongnumbers

Performance metrics

15% of all Girocard transactions are
processed through us.
Transactions settled: > 1.8 billion
Active terminals: well over 50,000
(in more than 20,000 shops)
Contactless transactions per month:
> 100 million

Highly reliable infrastructure

In 2025, the measured availability of the operator computer was over 99.99%.
We process 10,000 transactions per minute.

strongnumbers

Performance metrics

15% of all Girocard transactions are processed through us.
Transactions settled:
> 1.8 billion
Active terminals: well over 50,000 (in more than 20,000 shops)
Contactless transactions per month: > 100 million

Highly reliable infrastructure

In 2025, the measured availability of the operator computer was over 99.99%.
We process 10,000 transactions per minute.